ignorance often diverts humanity into misplaced priorities—just like clients who get carried away by surface appearances but forget to check the true balance sheet of life. Expenses keep rising to “show” prosperity, yet no real asset is created—like rent paid without ownership. Traditional methods of discipline and accounting, though sometimes seen as rigid, still provide stronger stability than the silent excuses of weak financial planning. From a Chartered Accountant’s perspective, what seems “reasonable” on the surface may prove misleading if compliance and long-term value are ignored.